b'From the EditorBy Mayumi BowersEditor, Points of Interesthange is in the air.The days areprocedures.This is also a good time toSavethegetting shorter while the nights aremake sure to pay attention to details.As getting longer as we transition fromPam Strickland reminds us, the devil is in summer to fall.As we enter the 4th quarterthe details and the only devils and witches I hope that you are close to achieving thethat we need to experience are those fromD a te s:goals that were set for the year.WhileHalloween.Last quarter is also a good time we had a scare with the 4970 rule and theof year to consider if there are things to be Department of Real Estate, all seems to havedone differently for the upcoming year and been resolved for the time being.But withto prepare for the transition into the next year. this recent scare, it is a good time to revisit the foundation of a business purpose loanAs always, I hope that you find the articlesCMA Fall 19 Seminarwhich may prompt some to improve, andin this edition to be beneficial and I look maybe for some, change their policies andforward to seeing you in Las Vegas. October 23-25, 2019Aria Resort & CasinoLas Vegas, NVCMA Winter 20 SeminarJanuary 22-24, 2020Fashion Island HotelNewport Beach, CACMA Spring 20 SeminarApril 22-24, 2020Westin St. FrancisSan Francisco, CACMA Summer 20 SeminarJuly 15-17, 2020Hilton San Diego Resort & SpaSan Diego, CAPoints of InterestFall 2019Page 3'