b'Friday, October 25, 20197:30 am8:30 amContinental Breakfast in Exhibitor Area7:30 am4:00 pm Registration7:30 am4:00 pmExhibitor Fair Open8:30 am10:00 amUnderwriting to a Shifting MarketGlenn Goldan, President, ReProp Financial|Shafiq Taymuree, Executive Vice President, StonecrestDo you know which direction the real estate market is heading?The answer may depend on where you are lending, what youre lending on, and to whom.Will the fundamentals of todays underwriting criteria hold up when the market shifts?Which property types are the first to fall?What are the canaries in the coal mine that signal downturns?Glenn Goldan and Shafiq Taymuree will explore these questions and more, to help you prepare for any market, including the one youre worried about.10:00 am10:30 am30 Minute Networking Break10:30 am11:45 amCalifornia Legislative ReportMichael Arnold, CMA Legislative Advocate|Noah Furie, CMA Legislative Chair|Michelle R. Rodriguez, Esq., General Counsel, Woodland Hills Mortgage Corp.2019-2020 are critical years for CA private lenders.CMAs semi-annual Legislative Report provides information on the key public policy issues affecting mortgage brokers and real estate in California.Addressing 2019 legislation, and looking forward to 2020including the 2020 elections and Propositionsour top Legislative Team will share the outcome of the debates over rent control, land use, accessory dwelling units, employee status (employee vs. independent contractor), online privacy, and the DREs application of 4970 to business purpose loans.Stay informed on whats happening in your industry.11:45 am1:15 pmLuncheon and General Business Meeting1:15 pm2:30 pm Technology CornerHow E Can You Be?Brian Bioke Vice President, Product Management, Simplifile|Moderated by Sandy MacDougall, President, Mortgage VintageIn a time when full e-closings and e-signings are not yet possible, the question becomes, How does a hard money lender get in the game?Today, every loan can be executed digitally to a certain extent, and there are plenty of benefits in even a partially digital mortgage execution to make it worth the effort.Brian Boike is an expert in tackling this question.Find out the elements of a Hard Money Digital Mortgage and logical places to implement these cost-saving, volume-increasing and customer experience-enhancing techniques.2:30 pm3:00 pm30 Minute Networking Break3:00 pm4:30 pmSave the Loan | Protect the Investor!Loan Forbearance and Modification AgreementsNema Daghbandan, Esq., Partner, Geraci LLP|Stephen Rexrode, Principal, Cushman Rexrode Capital|Lori Randich, Executive Vice President, Redwood Mortgage Corp.Youve had borrower defaults . or are you one of the lucky ones who hasnt?EIther way, you should attend this session.(Talk to the experienced onestheyll tell you why.)Loan extension, modification and forbearance agreements, including important key clauses, are the tools youll need to negotiate a path to a successful, performing loan.Let Nema, Stephen and Lori take you through what you need to know when dealing with borrower defaults, and the next loan that doesnt go as planned.4:30 pm Seminar Concludes'