7:30 am – 8:30 am Continental Breakfast in Exhibitor Area 7:30 am – 4:00 pm Registration 7:30 am – 4:00 pm Exhibitor Fair Open 8:30 am – 10:30 am Speed Networking Back by Popular Demand! Randy Newman, Founder,TotalLendersSolution Fast paced networking session – bring a HUGE stack of business cards. EveryoneisalwayssurprisedHOWMANYpeopletheymeet! How many times have you seen that same person and never met them? Be prepared to discuss what you offer and what you need. Find out who can help you with what. Maximize your exposure and your NET RETURN from the event! 10:30 am – 11:00 am Networking Break 11:00 am – 12:00 pm Insurance – Are You Covered? Elizabeth Knight, President/CEO,PLMLenderServices,Inc. Ed Babtkis, President,RossDiversidiedInsuranceServices Mel Babtkis, SeniorVicePresident,RossDiversidiedInsuranceServices When it comes to insurance, don’t assume that the policy presented covers your lender. When is the last time you read a policy? A whole policy? Policies today are as unique as the properties you lend on. You need to know the ins and outs of each type of policy, the proper way to have your lender endorsed, cancellation notification issues, what is covered, or more importantly what is not covered and much more. Hear it from the experts! Friday, July 26, 2019 12:00 pm – 1:30 pm Installation Luncheon and PAC Raffles KEYNOTE SPEAKER: Chika Sunquist, SupervisingSpecial InvestigatoroftheMortgageLoanActivitiesunitatthe CaliforniaDepartmentofRealEstate 1:30 pm – 3:00 pm Avoiding Unconscionability Claims: 5 Areas to Consider John L. Hosack, Shareholder,Buchalter Jason Goldstein, Shareholder,Buchalter Joffrey Long, President,SouthwestMortgage Yourloanterms,originationprocedures,evenyourloanservicing andforeclosurecouldallleadtounconscionabilityclaims. Onany type of loan, (business purpose or consumer purpose) borrowers may look for any “cause of action” to add to their complaints. Recent law/legislation has increased the focus on this – even on business purpose loans. Find out steps you can take to protect yourself. John, Jason, and Joffrey will give you actionable ideas thatwillhelpyoureduceriskwhileyouwriteand/orserviceloans. 3:00 pm – 3:30 pm Networking/Refreshment Break 3:30 pm – 4:30 pm Human Resources (part 2) Michelle Rodriguez, Esq., GeneralCounsel,WoodlandHillsMortgageCorp. Todd Wulffson, CarothersDiSante&FreudenbergerLLP Don’t leave early and miss this session! Yesterday’s session was just the beginning. Employee issues can become bigger headaches and more costly than you think. Know their rights ... because they sure do! Issues with employees are mostly preventable with the correct policies in place. 4:30 pm Seminar Concludes