Wednesday, July 24, 2019 7:30 am – 8:30 am Continental Breakfast 7:30 am – 5:00 pm Seminar Registration 8:00 am – 10:00 am Exhibitor Set-up 10:00 am – 6:00 pm Exhibitor Fair Open 8:30 am – 10:30 am Attorney Round Table Back by Popular Demand! MODERATOR: Don Hensel, President,NorthCoastFinancial,Inc. ONCE A YEAR ... your CMA provides you with free access to the greatest legal minds in the industry. And, this year the lineup of brilliant attorneys is staggering. Bring your legal problems, bringyourcompliancequestionsand,absolutelybringyourlegal pads! The information you will receive is priceless! Attorneys: 9:00 am – 5:00 pm CMA Golf Outing EnjoyadayofgolfoverlookingthePacificatthebeautifulEncinitas Ranch Golf Course! Benefitting Wounded Warrior Homes of Vista, CA, this is a day of magnificent scenery, laughter and great fun with people in our industry! Sign up with Belinda Savage at bgsavage800@gmail.com. Thursday, July 25, 2019 6:30 pm – 8:30 pm Wednesday Night Mixer Come in and join us for a beach party at the Hilton San Diego Resort & Spa in the Garden by the Bay. You’ll enjoy drinks, appetizers and fun – all included in your seminar registration fees. (Separate reservation requested.) 10:30 am – 11:00 am Networking/Refreshment Break 11:00 am – 12:00 pm ServiceFees,HowtoReceiveThemand How to Report Them Dennis Doss, GeneralManager,DossLaw Jeff Spiegel, FounderandPrincipal,SpiegelAccountancyCorp. Don Hensel, President,NorthCoastFinancial,Inc. Service fees can be a profit center, whether you outsource your servicing or keep it in house. Either way, the initial set up documentation is crucial. Do you charge service fees or share in the interest with your investor? OR can the borrower pay the service fee? Once you have the services fees set up properly, you must report the income. But how do you report? Net? Gross? That is the question. Get the answers.