b'From the PresidentBy Elizabeth M. Knight2020-2021 CMA Presidentefore I write my message for Points of Interest, I always goToday, I am writing from the airport, on my way to Arizona.The last through inspirational quotes to see what great sayingstime I was at the airport was in April, also on my way to Arizona.I have been said and if there is one that pertains to our CMAwas told Southwest Airlines will be opening their middles seats members right now.There are many such quotes and sometimesin December.Things must be looking up.They are actually it is tough to choose but this one, I thought, was very appropriateanticipating that there will be enough passengers to sit in the to our membership: If opportunity doesnt knock, build a door. middle seats!This is progress.And, that is what CMA membersLooking back over this year, we alwaysdo,toughitoutandhave accomplished so much in continue to build doors.Usually,lieu of the virus, the shutdowns, these are doors of opportunity orthe new legislation, the personal change.This is what the privateseparation from others.Our lending industry is best at, takingconferences have continued and a difficult situation and creating athrived, CMA produced more way to make it work. webinars than ever, loans are still being written, people are still This has been a different type ofhealthy, we have shown strength in year and as it draws to a close, goodSacramento, we have a new group things are on the horizon; the stateof board members coming in being is opening back up, a vaccine is rightexcited and there is optimism for around the corner andways tothe upcoming year.navigate the new tough legislation are being figured out.I have talkedI look forward to hearing what to many people who are buildingdoors you have opened when their doors differently, outsourcingwe see each other at the next some work to focus on other aspectsconference.We will be deciding of their business, working a bit lessthis week whether it will be live and spending quality time doingor virtual.Whichever way we go, activities they want to do, creatingwe will all catch up with each other new markets, figuring out newand enjoy 2021. products and calculating new ways to market existing products.We areHave a great holiday season!a hardworking and creative group.I am very proud to be part of this elite arena of professionals. Page 2Winter 2020/2021Points of Interest'