b"Points of Interest is published by the California Mortgage Association, a voluntary trade association serving California mortgage and trust deed brokers and lenders.2020-2021 BOARD OF DIRECTORSElizabeth KnightPresidentPLM Lender Services, Inc.Inside This IssueMichelle RodriguezVice PresidentR.C. Temme Corporation From the President .2Richard WachterSecretaryWachter Investments, Inc.From the Editor . 3Richard SelzerTreasurerSelzer Home LoansDavid HerzerImmediate Past President Sacramento Summary .5Herzer Financial Services, Inc.Steve BellevilleReal Estate Lending Group, Inc. Assembly Bill 3088: How the Mark ForbesF.E. Forbes Company, Inc.Noah FurieBudget Mortgage Corporation California Lenders Dodged a Bullet 7Angelica GardnerAsher Evan InvestmentsJoffrey LongSouthwestern MortgageSandy MacDougallMortgage Vintage, Inc. Senate Bill 1079: California's New Odell MurryMAI Financial Services, Inc.James PerryAlliance Portfolio Foreclosure and Post-Foreclosure Process .10Stephen PollackAnchor Loans, Inc.Lori RandichRedwood Mortgage Corporation Stephen RexrodeCushman Rexrode Capital CorporationWhat You Need to Know Pam SosaStandard Mortgage Financial Services, Inc.About ADUs in 2020 .13Shafiq TaymureeStonecrest2520 Venture Oaks Way, Suite 150 Spring Seminar Save-the-Date.15Sacramento, CA 95833(916) 239-4080phone(916) 924-7323faxcma@camgmt.comwww.californiamortgageassociation.com Fall and Annual Sponsors . 16CMA HEADQUARTERS STAFF PAC Contributors 20Jennifer Blevins, CMP Michael CochranDirector of Management Services Webmaster / IT ManagerTeresa Excinia, MBA Stephanie Schoen MEMBER SPOTLIGHT: Pam Sosa 22Executive Director Special ProjectsJohn Berkowitz Tricia Schrum, CPAPublications Director Accounting Stricktly Strickland . 25Jen Gross, CMP Natalie SinclairMeeting Planner Special ProjectsMembership Application .26 Michael Arnold & Michael Belote, Esq.Legislative AdvocatesK. Bradley Rogerson, Esq. T. Robert Finlay Welcome New Members 29Securities CounselLegal CounselPoints of InterestWinter 2020/2021 Page 1"