b'From the PresidentBy Elizabeth M. Knight2020-2021 CMA Presidenta quote by William James:Itisourattitudeatthebeginningofadifficulttaskwhich, more than anything else, will affect its successful outcome.T his is a quote by Williams Jamesnever knowing what tomorrow wouldof this writing, it appears a California CFPB and I find it most appropriate onbring and a tidal wave of legislation thatmay be put into place.But, because of the so many levels.I feel it is especiallywas, purportedly, not meant to crushhundreds of hours of negotiating and work appropriate for my adventure as theour industry but assist borrowers andby our legislative advocates, Mike Belote incoming President of CMA. I have beentenants which could have proven to be theand Mike Arnold, it appears there will be a a part of CMA since the very beginningdestruction of many firms and their lenderscarve-out for many of our members.Yay when two organizations merged to bewas daunting.But, as I mentioned in my firstteam!the one that you know now, the CaliforniaPresidential address, I am an optimist and I Mortgage Association.I was one of theknow if I work hard enough and work withWe will be having a virtual conference original directors when the two entitiesextremely capable people, good things,for our fall seminar which we feel will be merged.I can assure you it was a difficultthat seem unlikely to happen, do happen.excellent.We learned from our summer time with so many different personalitiesWe saw this happen with AB3088.Manyvirtual conference; we have listened to the and attitudes.But, we all hadthe sameorganizations and people fought togetherattendees, we have done more research goals: to build a successful organizationto get other pieces of legislation killed withand have been retrospective as to what that we could be proud of; that wouldthe only outcome so far as AB3088.This iswe felt, as a board, could be better.We not just last for years but would bea workable outcome where the other billsare excited about our next conference successful because it would help createcould have been devastating.We are alsoand ask you to support CMA by attending, strong members through education,hopeful that legislation written by UTA butlearning and networking.We are hoping networking and excellent representationsupported by CMA will pass which willfor a live conference in the spring and look in the legislature through legislative reviewsave lenders thousands of dollars whenforward to seeing you all in person.In and advocacy. publishing Notices of Trustee Sales onthe meantime, stay safe, work hard, stay their foreclosures.positive and know that CMA is always To step into the Presidential position inworking for you.July, in the middle of a pandemic, withWe are still waiting on the outcome of values of properties staying strong butseveral other pieces of legislation and, asThank you.Page 2Fall 2020Points of Interest'