b'Points of Interest is published by the California Mortgage Association, a voluntary trade association serving California mortgage and trust deed brokers and lenders.2019-2020 BOARD OF DIRECTORSDavid HerzerPresidentInside This IssueHerzer Financial Services, Inc.Elizabeth KnightVice PresidentPLM Lender Services From the President .2Richard WachterSecretaryWachter Investments, Inc. From the Editor . 3Michelle RodriguezTreasurerWoodland Hills Mortgage Corp. Sacramento Summary .5Mark ForbesImmediate Past PresidentF.E. Forbes Company, Inc.Servicing Loans During the Steve BellevilleReal Estate Lending Group, Inc. COVID-19 Outbreak: What Private Noah FurieBudget Mortgage Corporation Lenders Can and Cannot Do! .7Glenn GoldanReProp FinancialDonald HerbertPrivate Funding Solutions, Inc.Joffrey LongSouthwestern Mortgage 2020 Candidate Close-Up 12Sandy MacDougallMortgage Vintage, Inc.Odell MurryMAI Financial Services, Inc. The Current State of Data Privacy in the United Stephen PollackAnchor Loans, Inc.Lori RandichRedwood Mortgage Corporation States and Your Data Privacy Program .15Stephen RexrodeCushman Rexrode Capital CorporationPam SosaStandard Mortgage Financial Services, Inc. Will Proposed Federal Laws Take Cannabis Shafiq TaymureeStonecrestRichard TemmeR.C. Temme Corporation Lending to New "Highs"? 172520 Venture Oaks Way, Suite 150 The Hazards of Hazard Insurance . 19Sacramento, CA 95833(916) 239-4080phone(916) 924-7323faxcma@camgmt.com MEMBER SPOTLIGHT: Steve Belleville .21www.californiamortgageassociation.comCMA HEADQUARTERS STAFF Winter Seminar Photos .23Jennifer Blevins, CMP Michael CochranDirector of Management Services Webmaster / IT Manager Winter Seminar Sponsors . 25Teresa Excinia, MBA Stephanie SchoenExecutive Director Special Projects Winter Seminar Exhibitors .26John Berkowitz Tricia Schrum, CPAPublications Director AccountingJen Gross, CMP Natalie Sinclair PAC Contributors 29Meeting Planner Special ProjectsMichael Arnold & Michael Belote, Esq. Stricktly Strickland . 32Legislative AdvocatesK. Bradley Rogerson, Esq.T. Robert Finlay Welcome New Members .37Securities CounselLegal CounselPoints of InterestSpring 2020Page 1'