b"WELCOME NEW MEMBERSThe California Mortgage Association welcomes the following members who are new to the association:Vera Babaeva Peter Foppiano David HernandezA&D Mortgage LLC Golden Bear Financial;EnCircle Labs, Inc.1040 S. Federal Highway ARC Private Lending 400 Concar Drive, 4th FloorHollywood, FL33020 14-C Healdsburg Avenue San Mateo, CA94402(754) 210-2823 Healdsburg, CA95448 (650) 291-4022vera.babaeva@admortgage.com (707) 433-9143 dave@encirclelabs.comAffiliate Member pf97ca@aol.com Affiliate MemberRegular MemberPresident's Message continued from page 2BENEFITS OF MEMBERSHIP The bylaws of CMA were recently amended to enact term limits for the purpose of bringing new members to the board.Two of CMA is one of the fastest growing statewideour very best and most senior Directors were termed-out, Rich Temme and Glenn Goldan.Rich, who has been referred to as associations and we thank all ourthe Godfather of private money lending, is a past-president members for their support! Youand frequent speaker at our seminars.Hes always willing to are encouraged to share with your nonmemberhelp anyone who asks.Glenn Goldan is highly regarded for his colleagues all of the membership benefits andPool Managers Focus Group and for his many comprehensive reasons you belong to the association. Encourageeducational presentations.Im sure theyll both continue to them to joinapplications can be found on the CMAcontribute to our organization in significant ways.Web sitewww.californiamortgageassociation.com, orIm proud to announce that Liz Knight will be out next CMA by calling the headquarters office at (916) 239-4080.President!Her background and long history with our organization and industry make her a great asset to CMA.Congratulations to Please remember to share information about theLiz Knight!Focus Groups that are provided to members only.Additional information can be found on the CMAThank you for the honor of serving CMA as your president for the website.There are many exciting educationallast two years.I look forward to working on the many initiatives programs being planned. we have started, and to continue the good work of CMA.Thank you again for all of your support and contributions to CMA and the private loan industry!Points of InterestSummer 2020Page 33"