Sticktly Strickland

Fishing can be fun and relaxing, but nowadays if it is spelled phishing, it is anything but. Wikipedia defines phishing as “the attempt to obtain sensitive information such as usernames, passwords,… Read More >

CYBER FRAUD: E-mail Compromise on the Rise

In recent years, the financial services industry has seen a dramatic increase in account takeover schemes. In 2015, total losses due to account takeover more than doubled while total losses related… Read More >

HMDA – The Temporary Financing Exclusion

Among the various alphabet soup of state and federal laws and regulations relating to mortgage origination and loan servicing, one that had previously escaped the notice of many California private lenders… Read More >

5 Changing Elements in Fix-and-Flip Finance

Change and upheaval constitute Fix-and-Flip Finance today. FinTech (High-Tech Lenders) companies, Wall Street and others have entered the Fix-and-Flip lending arena with an avalanche of capital. This new capital benefits borrowers… Read More >

Sacramento Summary

The Legislature is in full swing in Sacramento. The deadline for bills to pass the policy committees in the “house of origin” has now passed and the deadline for passage on… Read More >

Stricktly Strickland

I started working in the banking industry in early 1968 (50 years next year!), have been a CA real estate licensee since 1980, and have served as a compliance consultant for… Read More >

Stricktly Strickland

Points of Interest – Submitted March, 2017 CalBRE Ramping Up Audits of Mortgage Brokers For the last several years the CalBRE has been concentrating on property management companies for their audits…. Read More >


People will be talking about the November 2016 general elections for a very, very long time. The simple explanation is that California zigged while the national government zagged. Somewhere in the… Read More >

Super Fast

Fast. Easier. Hassle-Free. Did I mention Super-Fast?! These appropriate adjectives are common selling points inside private money lending. This industry’s main value proposition prompted my joining CMA. Private money is faster,… Read More >

ADA Disclosure in Leases

California Amends Its Legislation Requiring That Landlords Disclose to Potential Tenants the Status of Americans with Disabilities Act Compliance. Failure to Disclose Has Adverse Consequences to the Landlord. By Patric J…. Read More >